Mr. Santos is a Consultant at Acerta Consulting, where he supports accounting and financial analysis for clients in financial services. He assists with bookkeeping, reconciliations, financial reporting, and compliance-related procedures, contributing to accurate and timely financial information.

Career Highlights

• Proven experience in accounting, financial operations, and credit risk analysis across financial institutions and international companies.
• Hands-on experience in bookkeeping, bank reconciliations, accounts payable and receivable, payroll, and financial reporting.
• Strong background in credit evaluation, portfolio monitoring, KYC/KYB processes, and fraud prevention.
• Proficient in financial tools including QuickBooks, Excel, Alloy, Marqetta, and LexisNexis, with experience operating in compliance-driven environments.
• Advanced English proficiency and strong analytical and organizational capabilities.

Prior to Acerta Consulting

• Talk2Interactive / Finally: Worked in risk and credit assessment and accounting functions, supporting credit validation, portfolio monitoring, KYC/KYB processes, fraud prevention, reconciliations, and financial reporting using platforms such as QuickBooks and Xero.
• Banca Solidaria / Promipyme (Dominican Republic): Served as Business Officer, managing loan placement, portfolio administration, collections, client acquisition, and financial advisory for microentrepreneurs.
• Peralta Santos & Asocs (Dominican Republic): Accounting Analyst responsible for full-cycle accounting, treasury management, and statutory tax reporting (606, 607, 608, ITBIS, IR17, IR-2)

Credentials

• Bachelor’s Degree in Accounting, Universidad O&M (Dominican Republic).
• Specialized training in banking management, credit analysis, taxation, and financial management through various diploma programs and courses.
• Advanced Excel training and additional coursework in tax reporting, leadership, and financial operations.